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STRATEGY
Expand Retail Banking Operations
- Concentrate on branch distribution
- Launch new products with focus on mortgage and credit cards
- Customer loyalty through customer service
- Consistent focus on retail credit risk management systems
Develop SME Banking Services
- Utilize strong branch network to develop a leading position in fast-growing
- SME segment
- Expand sales of standardized products while protecting revenue margins
Enlarge and Optimize Branch Network
- Increase coverage of high potential urban markets in cities with over 0.5 million inhabitants
- Optimize branch locations and implement standardized smaller branch formats
- Staff training and process optimization
Maintain Strong Position in Corporate Banking
- Maintain strong position and good credit quality within the large corporate segment
- Further grow in second tier corporate segment and reduce concentration on the loan book
- Increase contribution from fee and commission products and investment banking services
Increase transparency and improve corporate governance
Increase transparency and improve corporate governance in accordance with internationally accepted practices, appointment
of independent members into the Board of Directors, preparation and publication of audited financial statements under International
Accounting Standards on a semi-annual and, thereafter, on a quarterly basis.
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COMPANY PROFILE
